A private introduction

You’re in good hands.

The team your trusted advisor sends their best clients to.

What this is

The lender your advisor trusts with their best clients.

Your advisor introduced you to Arbor Financial Group because we’re built for the people they send us — clients who deserve a lender who understands their financial picture on the first call, not the fifth.

That means same-day, full pre-qualifications you can rely on. Loans engineered by senior people, not a phone tree. Proactive updates whether or not you ask. The same direct line from application to close.

If your situation is straightforward, we’ll make it feel that way. If it’s unusual — self-employed income, K-1s, RSUs, a 1031, an investment property, a tight timeline — it lands with people who’ve already seen it. Your advisor introduced you on purpose.

$2.6B
Funded in 2025. Real volume, engineered across complex files.
162
Wholesale lenders and banks on tap, plus our own banking lines to fund direct.
46
States licensed. We follow you wherever you buy.
The Standard

Numbers we track. Promises we keep.

Most lenders make vague commitments. We track three numbers and a handful of specific commitments — and we hold ourselves to them whether or not you check.

Pre-approvals you can bank on. Full income, credit, and asset review up front — not flimsy promises from incomplete data.
In-person pre-approval meeting. We review the loan proposal and closing costs face to face before you submit a single offer.
Same-day phone call on approval. Not an email buried in a thread.
Video or in-person CD walkthrough. You will never be confused about closing numbers.
Docs to title 3 business days early. Closings don’t blow up at the finish line.
Who You’ll Talk To

Two leaders. One standard of care.

Ryan O’Kane
CEO & Founder
28 years in mortgage leadership. Built Arbor Financial Group from the ground up into a 46-state platform. Ryan handles strategy, fit, and the relationship with your advisor. He’ll make sure you’re routed to the right specialist on the desk.
David Walters
Chief Lending Strategist
One of the most technically proficient loan officers in the business. Dave engineers capital strategies, not just loans — complex income, sophisticated qualifying, precision execution. If your file has a wrinkle, he’s seen it before.

A 15-minute call. No pitch. No pressure.

Tell us what you’re trying to do. We’ll tell you, plainly, whether we’re the right fit and what comes next. If we’re not the right fit, we’ll say so — your advisor introduced you on purpose, and we won’t waste their reputation or your time.

Prefer the phone? Call 866-639-6554 and tell us your advisor sent you.